Fort Lauderdale
Flood claims
Fort Lauderdale Flood Damage Insurance Claim Lawyers
Denied or delayed flood insurance claim? We’re here to fight for you. Flooding is a year-round risk in Fort Lauderdale. From hurricanes and tropical storms to sudden heavy rainfall and high tides, flood threats are part of everyday life in South Florida. Unfortunately, while you may expect your insurance company to step in and help you recover, flood damage claims are often delayed, underpaid, or outright denied.
That’s why separate flood insurance, such as through the National Flood Insurance Program (NFIP), is critical. But even with flood insurance in place, getting your claim approved can be an uphill battle. That’s where we come in.
At Schilling & Silvers Personal Injury & Car Accident Lawyers, we specialize in helping South Florida homeowners and businesses fight back against flood claim denials. Our experienced Fort Lauderdale flood damage attorneys are committed to getting you the compensation you deserve, because recovery shouldn’t come out of your own pocket. Call 954-703-1325 today for a free consultation. You don’t pay unless we win.
We’re Ready When You Are
If you’ve been injured, the clock is ticking. Let’s talk! We’ll review your case for free, explain your rights, and help you move forward with confidence.
We’re Ready When You Are
If you’ve been injured, the clock is ticking. Let’s talk! We’ll review your case for free, explain your rights, and help you move forward with confidence.
NO HAIR – NO FEES UNLESS WE WIN.
Call Us
Now
1-800-223-CALL
NO HAIR – NO FEES UNLESS WE WIN.
Call Us
Now
(954) 225-8717
What Is a Flood Insurance Claim?
A flood claim is a formal request to your insurer for financial compensation after your home or business is damaged by rising water. These claims are often filed after:
- Tropical storms and hurricanes
- Overflowing canals or rivers
- Torrential rain
- Storm surges
- Broken levees or seawalls
If you have NFIP coverage or private flood insurance, you are entitled to fair compensation for the damages if you meet the strict requirements and deadlines. Let the flood insurance attorneys at Schilling & Silvers ensure your claim is handled correctly.
We Help With All Types of Flood-Related Losses in South Florida
Our legal team helps clients throughout Fort Lauderdale and beyond who have experienced:
- Foundation and structural damage
- Water intrusion through doors, windows, or roofs
- Damage to flooring, drywall, and insulation
- Mold and mildew development
- Loss of furniture, appliances, or electronics
- Business interruption and property loss
Whether you’re dealing with residential or commercial property damage, the water damage claim attorneys at Schilling & Silvers can guide you every step of the way.
What To Do If You’ve Suffered Flood Damage in Fort Lauderdale
When it comes to flood damage claims in South Florida, the sooner you act, the stronger your case. We recommend you contact your flood insurance provider immediately and have your policy number and any relevant documents ready. Here’s a step-by-step:
- Document all damage: Take photos and videos of the affected areas, including any personal property or structural loss.
- Make temporary repairs if necessary: Save all receipts and don’t discard damaged property until your adjuster has inspected it.
- Contact an experienced Fort Lauderdale flood claim attorney: If your claim is delayed, denied, or you receive a lowball offer, our legal team can step in
Denied Flood Claim? Schilling & Silvers Can Help
Many policyholders in South Florida have had their flood damage claims denied for reasons that simply don’t hold up. We regularly help clients whose claims have been rejected due to:
- Allegations that the damage wasn’t caused by flooding
- Claims that damage resulted from poor maintenance or pre-existing issues
- Delays in filing or missed paperwork
- Insufficient documentation or evidence
At Schilling & Silvers, we know how to challenge these tactics. Our flood insurance claim lawyers in Fort Lauderdale will fight to hold your insurer accountable and secure the payout you’re entitled to. Here’s how we can help:
- Review and interpret your flood insurance policy
- Collect and organize supporting evidence
- Negotiate directly with the insurance company
- Work with independent adjusters and damage assessors
- File appeals or litigation if necessary
We don’t back down from insurance companies, and we never charge a fee unless we win your case.
Serving Fort Lauderdale and Beyond
From Victoria Park to Riverland, and from Sunrise to Weston, we represent homeowners and business owners across the region. Our South Florida legal team handles flood claims in:
- Fort Lauderdale
- Pompano Beach
- Miami
- Weston
- Plantation
- Hialeah
- Davie
- Fort Myers
- And all of South Florida
Contact a Fort Lauderdale Flood Damage Lawyer Today
If floodwaters have damaged your property and your insurance company isn’t helping, don’t go through it alone. The attorneys at Schilling & Silvers are here to help you fight back. Call 954-703-1325 to schedule your free consultation. We’ll review your policy, assess your damages, and guide you through every step, until you get the compensation you deserve.
Real Stories. Real Results.
What Our Clients Say
We treat every client like family — and it shows. Here’s what real people have to say about working with The Bald Injury Lawyers.
Mike Evans
Mike Evans
We hired Schilling & Silvers Personal Injury & Car Accident Lawyers after being unable to reach an acceptable settlement with an insurance company. Aaron handled everything professionally, kept us informed regularly, and quickly negotiated the settlement we were looking for. I would highly recommend Schilling & Silvers Personal Injury & Car Accident Lawyers for your legal needs!
Farrah Caroll
Farrah Caroll
I hired Schilling & Silvers Personal Injury & Car Accident Lawyers to help with my Insurance claim. Mr.Silvers was able to get my case settled fairly quickly. He was very professional.i would recommend him in the future to anyone needing assistance with claims. Thank you so much.
Crystal McLaughlin
Crystal McLaughlin
Mr. Silvers and staff are wonderful. They keep you updated on your case. They have quick response time. I highly recommend Schilling & Silvers Personal Injury & Car Accident Lawyers
Fort Lauderdale Flood Damage Claims FAQ
What’s the difference between flood insurance and homeowners’ insurance?
Homeowners’ insurance does not cover flooding. It typically includes wind, fire, and theft, but flood insurance is a separate policy, often required for homes in high-risk zones.
Can I file a flood claim on my own?
Yes, but we strongly recommend speaking with an attorney. Claims are often undervalued or denied without proper documentation, and legal representation can greatly improve your outcome
What should I do if my flood damage claim is denied?
Call our team immediately. We can help you gather new evidence, appeal the denial, and take legal action if needed. Time is of the essence
How long does it take to process a flood claim in Florida?
Processing times vary, but many claims are delayed due to paperwork issues or insurance company stall tactics. We can help accelerate the process and ensure your claim is prioritized
How can an attorney help with a denied flood insurance claim?
Our flood claim lawyers review your policy, gather documentation, negotiate with the insurance company, and file a lawsuit to demand fair compensation. We know the tactics insurers use, and we know how to beat them.
What kind of evidence do I need to back my flood damage case?
To build a strong flood damage case, we recommend collecting:
- Photos and videos of all affected areas
- Receipts for repairs, replacements, or temporary housing
- Estimates or invoices from contractors or restoration companies
- Correspondence with your insurance company
- Copy of your flood insurance policy
Our team will review every detail to strengthen your case and maximize your recovery.