If a fire has damaged your Fort Lauderdale home or business, you may wonder how to file a fire damage insurance claim. Our Fort Lauderdale fire damage lawyers know the process can be complex and confusing, but with the proper guidance, you can maximize your claim amount and begin the process of rebuilding. Here’s everything you need to know about filing a fire damage insurance claim.
The first thing you need to do after a fire is to assess the damage and make sure everyone in your family or business is safe. Once you have taken care of any immediate safety concerns, you can start taking steps to protect your property from further damage. This may include boarding up windows, putting tarps over damaged roofs, or removing water-damaged items from your premises. Our Fort Lauderdale fire damage attorneys recommend taking these steps as quickly as possible to prevent further damage to your property.
The next step is to contact your insurer and start the homeowners’ insurance claims process. Your insurer will likely send an adjuster to inspect the damage and determine the extent of coverage. Be sure to take pictures or videos of the damage before the adjuster arrives so that you have documentation of the severity of the damage. The adjuster will also ask you for a list of all damaged or destroyed items, so compiling this list in advance is helpful.
The claims process can be long and complicated, so it’s important to be patient and keep good records. Keep all receipts related to repairs, replacement items, or temporary housing costs so that you can get reimbursed for these expenses. Once your claim is approved, your insurer will issue you a check for the covered damages.
There are several things you can do to maximize your claim amount, including:
* Keeping records: As mentioned above, keeping records throughout the claims process is important. This includes receipts, photos, and videos of the damage caused by the fire.
Be sure to hire a licensed contractor specializing in fire damage repair when making repairs to your home or business after a fire. This will help ensure that the repairs are done correctly and meet all applicable building codes.
“Home is supposed to be our haven.”
It’s where we retreat after a long day, where we raise our families and make memories. So, when our home is suddenly destroyed by fire, it can feel like our whole world is crumbling. Unfortunately, as many Florida residents have learned, recovering from a house fire can be a long and challenging process—especially if your insurance company denies your fire insurance claim. That’s why you need a Fort Lauderdale fire damage lawyer from Schilling & Silvers Property and Accident Attorneys in your corner!
While there are several reasons why an insurance company might deny a fire claim, one of the most common is that the fire was caused by an act of negligence on the part of the homeowner.
For example, suppose a homeowner fails to maintain their home and a fire breaks out properly. In that case, the insurance company may argue that the fire could have been prevented if the homeowner had taken proper precautions.
As a result, it’s crucial to ensure you take all the necessary steps to protect your home from fire—including having working smoke detectors and keeping flammable materials away from heat sources.
By taking these precautions, you can help ensure that your home—and your family—are safe in the event of a fire. If you believe you have done all these things and your claim was still wrongfully denied, our fire insurance claim lawyers in Fort Lauderdale may be able to help.
In addition to Fort Lauderdale, our attorneys also serve Pompano Beach, Miami, Weston, Plantation, Hialeah, Sunrise, Davie, Fort Myers, and more.
A fire claim can cover a variety of types of property, including homes, businesses, vehicles, and personal belongings.
If your property has been damaged by fire, it’s important to contact your insurance company as soon as possible and report the claim. You should also take photos of the damage and document any losses.
The statute of limitations for filing a fire claim can vary depending on the circumstances of your case and your insurance policy. It’s important to speak with an experienced fire claims attorney as soon as possible to ensure that your rights are protected.
Working with the fire damage insurance attorneys at Schilling & Silvers Property and Accident Attorneys, may be in your best interest if you have significant damage.
Our firm can help you navigate the claims process and ensure you receive fair compensation for your damages. We can also help you if your insurer denies your claim or offers you an inadequate settlement amount.
If necessary, our fire damage attorneys in Ft. Lauderdale will file a lawsuit against your insurer to recover the total amount of damages you are entitled to.
Call the law offices of Schilling & Silvers Property and Accident Attorneys. at 954-712-8877 to schedule a free consultation