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FAQ's About Personal Injury Cases

Schilling & Silvers has experience handling car accidents, trucking accidents, bicycle accidents, dog bites, slip & fall and more. Contact us if you have questions about your case. 

Some lawyers settle most of their cases out of court, while others take more cases to trial. Depending on the circumstances of your case, you may or may not want a lawyer who frequently goes to trial.

Personal injury lawyers usually work on a contingency basis, which means they only get paid if they win your case. However, there may be some additional fees for things like filing fees or expert witnesses. Be sure to ask about all fees upfront, so there are no surprises later.

This is perhaps the most critical question of all. You want to ensure that your lawyer believes you have a strong case and is willing to fight for the compensation you deserve. It may be time to find someone else if they seem uncertain or unenthusiastic about your case.

FAQ's About Car Accidents

After a car accident, you will likely deal with an insurance adjuster who will try to settle your claim quickly and for as little money as possible. Our experienced lawyers can help you negotiate with the insurance company to get the compensation you deserve. This may include reimbursement for your medical bills, lost wages, and pain and suffering.

In the state of Florida, all drivers are required to have personal injury protection (PIP) coverage as part of their auto insurance policy. PIP coverage pays for your medical bills and lost wages regardless of who is at fault in an accident. However, suppose the other driver was under the influence of drugs or alcohol at the time of the accident. In that case, you may be able to file a claim against their liability insurance policy.

Under Florida’s no-fault laws, you are not allowed to sue another driver for pain and suffering unless they were intoxicated at the time of the accident. However, if you can prove that the other driver was intoxicated, you may be able to recover additional damages from their insurance company.

For example, suppose you have been involved in a car accident with a driver under the influence of drugs or alcohol. In that case, it is essential to speak with the experienced attorneys at Schilling & Silvers PLLC, who can help you understand your legal rights and options.

According to Florida’s no-fault laws, if you are involved in a car accident, your insurance company will pay for your damages, regardless of who was at fault. However, there are some exceptions to this rule.

First, if the other driver was speeding or driving recklessly, you might be able to sue them for damages. To do this, you will need to prove that their actions were the cause of the accident. This cannot be easy, but it may be possible with witnesses or video evidence. If you are successful in court, you may be awarded damages for your medical expenses, property damage, and pain and suffering.

 However, it is essential to remember that suing the other driver will not guarantee you will receive any money. If you do not have strong evidence or if the other driver does not have enough assets to cover your damages, you may have to pay for your repairs. As a result, it is important to weigh your options before deciding whether or not to sue the other driver.

FAQ's About Hurricane Ian Damage

Report a claim to your insurance company. Schilling & Silvers can assist with the filing and handling of your claim.

Take photographs of all areas of the property (damaged and undamaged areas)

Secure personal belongings

Contact a mitigation company to the extent necessary to provide drying equipment and tarps.

Every insurance policy is different. It is important to consult with a professional who can provide insight and advice on what may or may not be covered under your Policy. Schilling & Silvers is happy to provide a free review of your policy.  

Generally speaking, the insurance company has 90 days to make a coverage decision. However, these are exceptions and extenuating circumstances in which that time-frame may be extended.

Many homeowners policies provide coverage for “additional living expenses” or those incurred as a result of the inhabitability of your home or inability to use certain aspects of your home for its intended use. For instance, if you have no electricity, your policy may provide coverage for food expenses and alternative living.

If the damage is a result of storm surge, the carrier is likely to argue that it is flood water and therefore, not covered. However, if wind-driven rain came into the Property, there may be coverage.  

You should consult an attorney to review the facts and provide their professional opinion on the proper course of action.


Slip & Fall FAQs

In Florida, a slip and fall lawsuit can be based on the legal theory of premises liability. To have grounds for a slip and fall lawsuit, a plaintiff must prove that the property owner or occupier had a duty to maintain safe premises, that the defendant breached this duty, and that this breach caused the plaintiff’s injury. Additionally, the plaintiff must also show that the defendant knew or should have known of the dangerous condition and failed to remedy it or adequately warn of it.

In Florida, landlords can be held responsible for slip and fall injuries that occur on their property under certain circumstances. It is always advised to have experienced slip and fall accident attorneys like Schilling and Silvers, PLLC on your side before going for any claim.

An attorney can assist with a slip and fall case by evaluating the facts and circumstances of the incident, determining if the property owner or occupier had a duty to maintain safe premises, and gathering evidence to support the plaintiff’s case. Additionally, an attorney can negotiate with insurance companies, file legal documents, and represent the plaintiff in court if necessary.

Roof Leak Claims FAQs

The most common cause of roof leaks in Florida is due to damage caused by severe weather conditions such as hurricanes, tropical storms, and heavy rainfall. Other common causes of roof leaks include poor installation, ageing or deterioration, and damage from falling debris.

Whether homeowners insurance includes roof leaks or not can depend on the specific policy and its terms and conditions. Some policies may include coverage for roof leaks caused by certain perils such as severe weather, while others may not cover roof leaks at all. It is important for homeowners to carefully review their policy and discuss coverage options with their insurance provider.

The average payout for a roof leak insurance claim can vary widely depending on the extent of the damage, the cause of the leak, and the specific insurance policy.

Water damage from a roof leak may be covered by homeowners insurance, but this can depend on the specific policy and its terms and conditions. Insurance policies may cover the cost of repairing or replacing damaged property, as well as the cost of addressing any related issues such as mold growth. It is important for homeowners to review their policy and discuss coverage options with their insurance provider if they experience water damage from a roof leak.

Water Damage FAQs

Some common water damage insurance policy exclusions in Florida can include damage caused by flooding, sewer backup, and gradual water damage. It is important for homeowners to carefully review their policy and understand the specific coverage and exclusions.

If a water damage insurance claim is denied or underpaid, homeowners in Florida have several options to dispute the decision, including filing a formal appeal with the Insurer, complaining to the Florida Department of Financial Services or hiring an attorney to assist with the claim. As the process is quite stressful and involves a lot of legal jargon, it is always advised to hire a competent water damage insurance claims law firm such as Schilling and Silvers PLLC.

In a water damage claim, you may recover damages for property repairs, replacement of damaged items, and additional living expenses if you cannot stay in your home during repairs. An experienced claims processing law firm such as Schilling and Silvers PLLC can help you determine the types of damages you may be able to recover.

Flood Claims FAQs

Homeowners insurance typically provides coverage for damage caused by specific perils such as fire, theft, or windstorm, while flood insurance specifically covers damage caused by flooding. It is important for homeowners to carefully review their policies and understand their coverage options for different types of perils.

While you can file a flood claim on your own, it can be a complex and overwhelming process and it’s important to know how to file a claim correctly to get the full benefit. An insurance attorney can help ensure that your claim is filed correctly and advocate for your best interests throughout the claims process.

The length of time it takes to process a flood claim can vary based on the complexity of the claim and the volume of claims being processed by the insurance company. In some cases, it can take several weeks or even months to receive a settlement.

If your flood claim is denied, it’s important to speak with an experienced insurance attorney who can review your claim and help you understand your legal options.  At Schilling & Silvers PLLC, we have experience dealing with insurance providers. Contact our water damage and flood insurance claim lawyers in Ft. Lauderdale for a free consultation.

Commercial Litigation FAQs

Any type of business, from small start-ups to large corporations, can benefit from commercial litigation services. Legal disputes can significantly impact a business’s finances and reputation, and it’s important to have experienced legal counsel on your side.

The process for commercial litigation in Florida typically involves pre-trial discovery, negotiations, and settlement discussions. If a settlement cannot be reached, the case will go to trial. If you need help with a business dispute in South Florida, call the experienced commercial litigation lawyers in Ft. Lauderdale at Schilling and Silvers, PLLC. We can help you navigate the often complex world of business law and protect your interests throughout the process

Cast Iron Pipes FAQs

Cast iron pipes can cause a variety of damage, including water damage from leaks or bursts, sewer backups, and damage to property or personal belongings.

If you have experienced water damage or other related issues due to cast iron pipe failure, it’s important to speak with an experienced cast iron claims attorney who can review your case and help you determine if you have a valid claim or not.

A cast iron claims attorney can help you navigate the claims process, negotiate with your insurance company, and represent you in court if necessary. They can also help you understand your legal rights and options.

Fire Claims FAQs

A fire claim can cover a variety of types of property, including homes, businesses, vehicles, and personal belongings.

If your property has been damaged by fire, it’s important to contact your insurance company as soon as possible and report the claim. You should also take photos of the damage and document any losses.

The statute of limitations for filing a fire claim can vary depending on the circumstances of your case and your insurance policy. It’s important to speak with an experienced fire claims attorney as soon as possible to ensure that your rights are protected.

Theft and Vandalism FAQs

If your property has been stolen or vandalized, it’s important to contact your insurance company as soon as possible and report the claim. You should also file a police report and take photos of the damaged or stolen items.

The cost of hiring a theft and vandalism claims attorney can vary depending on the complexity of your case and the amount of time and resources needed to prepare for trial. Many theft and vandalism claim attorneys work on a contingency fee basis, which means that they only get paid if you win your case.


We hired Schilling & Silvers after being unable to reach an acceptable settlement with an insurance company. Aaron handled everything professionally, kept us informed regularly, and quickly negotiated the settlement we were looking for. I would highly recommend Schilling & Silvers for your legal needs!

Mike Evans


I hired Schilling and Silvers to help with my Insurance claim. Mr.Silvers was able to get my case settled fairly quickly. He was very professional.i would recommend him in the future to anyone needing assistance with claims. Thank you so much.

Farrah Caroll


Just want to say that Aaron, Jed, Jeremy, and their staff were professional, helpful, and most importantly effective in their handling of our case. I wouldn't hesitate to recommend their firm for anyone who is looking to an expedient and fair resolution to their property insurance dispute.


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