Roof leaks are common due to the unpredictable weather in Florida. Many business or homeowners’ insurance policies cover for damage to roofs caused by wind as well as resulting rain-water damage. Your homeowners insurance policy may also cover roof damage from fallen tree limbs caused by strong storms.
You may be entitled to compensation for the roof damage your insurance company refused to cover.
Our experienced Fort Lauderdale homeowners’ insurance lawyers can handle roof damage claims, hail damage claims, and other types of disaster insurance claims. We have seen numerous cases where roof leak claims have been denied or underpaid, but we have the experience and knowledge necessary to help you seek the compensation you deserve.
We understand how difficult it can be when an insurance company refuses to cover property damage that is their responsibility. That’s why we offer free consultations—so you can find out whether or not you have a case without any obligation on your part.
You won’t have to pay unless we win your case. We know how important it is for our clients not to bear any additional financial burden while they fight for what’s rightfully theirs. With Schilling & Silvers Personal Injury & Car Accident Lawyers on your side, you can focus on getting your home back to normal without worrying about legal fees.
Contact us today for a free consultation.
One of the most common causes of roof damage is severe weather. High winds can loosen or break shingles, allowing water to seep into the underlying structure. Hail can also cause significant damage, as it can dent or crack shingles. If your roof has been damaged by severe weather, it’s important to document it as soon as possible. This will help to ensure that your insurance company takes your claim seriously.
Another common cause of roof damage is animal activity. Animals like raccoons and squirrels can easily rip through shingles to access your attic. Once inside, they can cause significant damage by chewing on wires and insulation. In addition, their droppings can contaminate your home and lead to serious health problems. If you suspect that animals have caused damage to your roof, it’s crucial to have the area inspected by a professional.
Five main types of roof damage that can cause a leak:
No one wants to deal with the hassle and expense of a roof leak, but insurance can help mitigate the costs. However, filing a successful insurance claim is not always as simple as it seems. Our storm damage attorneys in Ft. Lauderdale have a few tips to help you get the most out of your policy:
First, be sure to document the leak thoroughly. Take photos of any damage and keep receipts for any repairs. This documentation will be essential when you file your claim.
Next, contact your insurance company as soon as possible. The sooner you get in touch with them, the better. They will likely need to send an adjuster to assess the damage and determine the cause of the leak.
Finally, be prepared to negotiate. Your insurance company will want to minimize their payout, so you must be assertive in getting the coverage you deserve. With these tips in mind, you can increase your chances of filing a successful insurance claim.
In Florida, the building code is particular regarding roof damage. If a hurricane or severe storm damages more than 25 percent of the roof, the entire roof must be replaced. This rule applies regardless of the roof’s age or the type of materials used.
In addition, all roofing nails must be replaced with hurricane-resistant nails, and all damaged shingles must be replaced with impact-resistant ones. As a result, Florida homeowners who experience roof damage from a hurricane or severe storm must be prepared to replace their entire roof. While this may seem daunting, ensuring that your home is safe and up to code is necessary, and our storm damage attorneys in Ft. Lauderdale can make sure you get everything you’re entitled to so you can afford to rebuild safely and appropriately.
The most common cause of roof leaks in Florida is due to damage caused by severe weather conditions such as hurricanes, tropical storms, and heavy rainfall. Other common causes of roof leaks include poor installation, ageing or deterioration, and damage from falling debris.
Whether homeowners insurance includes roof leaks or not can depend on the specific policy and its terms and conditions. Some policies may include coverage for roof leaks caused by certain perils such as severe weather, while others may not cover roof leaks at all. It is important for homeowners to carefully review their policy and discuss coverage options with their insurance provider.
The average payout for a roof leak insurance claim can vary widely depending on the extent of the damage, the cause of the leak, and the specific insurance policy.
Water damage from a roof leak may be covered by homeowners insurance, but this can depend on the specific policy and its terms and conditions. Insurance policies may cover the cost of repairing or replacing damaged property, as well as the cost of addressing any related issues such as mold growth. It is important for homeowners to review their policy and discuss coverage options with their insurance provider if they experience water damage from a roof leak.
Your roof is one of the most important parts of your home. It’s what protects you and your family from the outdoor elements, and it’s what allows your home to stay structurally sound. That’s why it’s so important to have a good insurance policy in case something goes wrong.
Unfortunately, insurance companies don’t always live up to their end of the bargain. If your insurance company denies your claim, it can be a frustrating and confusing experience. But you don’t have to go through it alone.
Our team of storm damage attorneys in Ft. Lauderdale specializes in roof damage claims. We’ll review your policy and help you understand exactly what it covers. We’ll also work with your insurance company to ensure you get the compensation you deserve. Don’t let your insurance company take advantage of you.
Contact Schilling & Silvers Personal Injury & Car Accident Lawyers Property and Accident Attorneys, today at 954.712.8877, and let us help you get the justice you deserve.
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Fort Lauderdale Office
1700 NW 64th St Suite 460
Fort Lauderdale, FL 33309
(954) 712-8877
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2300 W 84th St Ste 213
Hialeah, FL 33016
(954) 712-8877
